In January 2005 the rules and regulations regarding providing insurance in the removal industry changed. This means that only companies authorised and regulated by the Financial Services Authority F.S.A are allowed to provide insurance to people Moving Houses or Offices. The vast majority of movers decided not to go down the FSA route and are therefore not allowed to offer insurance. Many have opted to go down the Limited Liability route.

We recognise that your goods are valuable to you and that our customers need proper financial protection and peace of mind. For this reason we offer insurance designed specifically for moving.
Different removal companies offer different insurance policies with varying levels of cover so deciding which "goods in transit insurance" to choose can be confusing.
Nowadays moving companies are not allowed to sell insurance without a licence granted by the Financial Services Authority (FSA). Holdsworths have obtained this licence.
To counter this initiative some non-regulated moving companies are offering "Extended Liability" or "Standard Liability" as sufficient cover for your goods in transit. Extended and standard liability, however, are not recognised as insurance.

Claim against the insurer not the mover.
Liability claims are made against the mover, who may decide not to accept liability and refuse to compensate you.
With Holdsworths Insurance you sign a contract that entitles you to submit a claim directly against the insurer resulting in justified compensation.

Rights of recourse.
Liability claimants have no right of recourse to the Insurance Ombudsman Service.
Holdsworths Insurance is regulated by the FSA, which allows the claimant the right of recourse if they feel they have been missold insurance.

Excess.
Many movers will have an excess in their policies which must be paid in order to make a claim.
Due to Holdsworths excellent claims record our insurance has no excess.

• Possessions are comprehensively insured.
• Policies underwritten by major insurers providing complete peace of mind.
• Professional policy documents with easily understood terminology.
• Claims are professionally handled and promptly settled.
• It is the customer who is insured, not the remover.
• Claims settled direct with the insurer.
• Your goods are covered no matter where you are going.
• Insurance is authorised and regulated by the FSA.